Best way to use chase points reddit - They also operate from Seoul (Incheon) to Taipei.

 
Fourth night free benefit. . Best way to use chase points reddit

You can purchase/use chase points to purchase a delta flight In the chase travel portal. If there’s a transfer partner that you might be interested in using with Chase, look up what people might estimate the value of those points to be and see if that. I've got some points, not a ton, but enough that it could be useful for something. I have roughly $1400 worth of chase rewards points. For travel, here are the the 2 most common ways to redeem. What is the point of the Chase Freedom Unlimited for non-beginners? The Unlimited has 1. That makes using its $300 annual travel credit much easier. On Web: Log into your account. r/awardtravel is a place to discuss anything related to redeeming airline miles & hotel points. transfer to british, and make a qatar account and link ur british account to your qatar account thru qatars website. I have been a long time user of the Chase Trifecta and it has been incredible (I am a fairly high spender, so been getting about $15-25K in value per year on the Chase with the 1. You can redeem your Chase Sapphire Reserve points either online or through the Chase mobile app. It looks like the best bet is booking through Air Canada which has some availability from NYC -> Hanoi for 85k each way and we can transfer both Chase & C1 points there. The World of Hyatt hotel program often presents one of the best values for transferring Chase points. edit: Search for "Choose my rewards chase" to find the area where points can be used to pay off current. No need to take my word for it, just do a little math. Peak travel date cash rates are $418 and 17,000-23,000 Hyatt points per night (standard) are all the points you will need to book a free night. 6%! Plus, your return on spending could increase depending on which spending categories you use, which merchants you use Pay Yourself Back on, and more. For example I redeem my Chase points for Southwest (1 pt is usually around 1. Since you'd need to transfer 4,000 Capital One miles to get 2,000 ALL points, transferring points will give you around a slightly higher redemption value (1. Offers are better than Chase. As others have said, transferring Chase points to Hyatt is a great option. Yes, you will get 25% more in value when you redeem thru the Chase portal. Fortunately, you can use ExpertFlyer to search for El Al awards. Next airfare. So your combined 450k is equal to $6750 with your CSR and $5625 with your wife's CSP. Redeeming 70k Chase ultimate rewards points. No need to take my word for it, just do a little math. rotating quartely 5x categories make this a great card to keep in your wallet to maximize spend. This can be useful for when you want/need to book something that's not available through Chase's travel partners, so you can't book directly through them, or where transferring to the partner would. You can transfer Ultimate Rewards points to 11 airline programs: Aer Lingus AerClub. Chase Freedom Flex℠: It has an annual fee of $0 and earns 5% cash back on up to $1,500 in combined purchases each quarter on bonus categories that you activate (1% back after). We booked this after getting an alert from Thrifty Traveler (highly recommend). This is a terrible use of Ultimate Rewards points. I’d be curious though what other people know. rewards & redemption details. For that, you are not bound by award availability, you pay no added taxes and you earn miles on the flight. Based on TPG's valuations, this equals a 4% return on spending. Safeway grants 2 points per dollar spent on gift cards, and each "Reward" cost 100 points. I'm am hoping one of you wonderful souls could help me understand what is the best way to use my Chase Ultimate Rewards. The card offers a $50 annual hotel statement credit that can be used through the Ultimate Rewards portal. For example, flying from Chicago to Rome in premium economy in February will only set you back 30,000 miles. Your transfer value is probably going to be better to a hotel partner, Hyatt in particular, which still uses a fixed redemption chart. penalty APR Up to 29. Chase wouldn’t refund the points, the hotel wouldn’t refund the cost, and we were stuck in the middle. I just have the freedom CC and I'd like to use the points for something that feels worth it besides just getting cash back. rotating quartely 5x categories make this a great card to keep in your wallet to maximize spend. If you have your Rakuten account set to earn Amex Membership Rewards points, that’s a bonus of 3,000 points for both you and a friend. I don’t think so but I’ve always heard that you can transfer them to Air France/KLM and book through them. These are also bookable at 50% that price for a one way flight. Pretty sure it's 100 points = $1. You could transfer your chase points to Virgin and book Delta 1 for 50k each way (given you live near a hub that flies direct -- Virgin charges per segment on Delta), transfer to BA and book on BA or IB J for ~60k one way (distance based, so depends what part of US you live). The signup bonus on the trifecta is huge. Unfortunately not. 5 cents each when used to book Chase Ultimate Rewards travel, while the standard Chase points value is 1 cent per point. $1700 at courtyard should be 17000 at the minimum + any elite status bonus and promotion. On Web: Log into your account. There is an extensive list of gift card options. Which if we just simply take it as 1c per point (knowing that you can get much more value out it than just 1c), you'd save $89. I have 100k Chase UR points. If you have the Sapphire Reserve card, 1UR=1. To buy the necessary points around 54k will cost around $850. Weekends are usually when they have their best sales. The best way to book this type of award flight is to search availability on Delta Air Lines and call Emirates to confirm. If you've flown a Virgin Atlantic-operated flight — whether you paid cash or points for it — you can use Flying Club's Points Booster to score extra points for cheap. 25 points if you have the preferred or 1. One of the fastest ways to rack up Chase Ultimate Rewards points is to qualify for a sign-up bonus. So I earn 1. In order to qualify for such a bonus, you generally need to meet a specific minimum spending requirement within a set time frame. 19,500 AAdvantage miles: $273. I can fly to Hong Kong for only 40k points as opposed to $781. 5 - 2 times as long for one leg of the trip, but it avoids layovers in Manila at Terminal 2 (not my favorite). What would be the best way to spend these points? Im still attending college and my spend. You usually have the option of paying 0. For this reason, I was considering. earn 1. Looking to do a trip to Ibiza with my girlfriend this fall, and I've accumulated 75,000 Chase Ultimate Rewards points so far as a good start (or will. You can choose to spend the points you earn on a new Amazon item for free, or on paying back the money you owe on the card. The card comes with a $95 annual fee, but it's relatively easy to cover it (and then some). In fact, right now, new applicants for the Chase Sapphire Preferred Card can earn a bonus of 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening. Some people value simplicity. Once El Al launches its ~6,100-mile route to Chicago, you'll be able to book it for 45,000 Qantas points in economy or 104,500 in business class. I still have 100,000+ ultimate rewards points from my sign-up bonus. The Blue Business® Plus Credit Card from American Express: 2x Amex points on the first $50,000 spent on the card per calendar year; then 1x. I’ll be staying next at the park Hyatt in Paris which will be another 3-4 cpp redemption once booked. 25 cents each. These sites all offer their users a way to publicly share photos, information and links. 5 cents per point toward rented ski gear as it falls under the "Things to Do" section. Since you get a 50% bonus value (1. It’s exciting because it pulls money directly from your checking account, with no interest or fees. Chase values your UR points at 1. The Chase Sapphire Preferred® Card is offering a welcome bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. 37 cents per Ultimate Rewards point redeemed, which is above TPG's valuations and well above the traditional assumption that these direct bookings only net you 1. You can book hotels, airfare and vacations at 1. I see myself at least getting one if not 2 a year for the next few years). rotating quartely 5x categories make this a great card to keep in your wallet to maximize spend. Chase Sapphire Preferred Card, you have multiple credit . The World of Hyatt hotel program often presents one of the best values for transferring Chase points. I think cash back into bank account is better than statement credit. So if you pay for a $500 stay with your Best Western Rewards Premium Mastercard, you'd earn 10,575 points, which is nothing to scoff at. Overview of the Chase Sapphire Preferred benefits. Business, Economics, and Finance. Open menu Open navigation Go to Reddit Home. I've done this and it worked out well. As others have said, transferring Chase points to Hyatt is a great option. That makes the 60,000 bonus points earned on either card worth. Chase Freedom Flex℠: It has an annual fee of $0 and earns 5% cash back on up to $1,500 in combined purchases each quarter on bonus categories that you activate (1% back after). Here are the notable benefits of the Chase Sapphire Preferred: $50 annual credit on hotel stays purchased through Ultimate Rewards. To redeem Chase Ultimate Rewards points, log onto the Chase Ultimate Rewards website using your username and password. I value UR at 1. On Reddit, people shared supposed past-life memories that made them believe reincarnation could be possible. Better yet, from time to time, we have seen IHG discount properties by as much as 50% when using IHG points as well. There will be 4 people traveling. 5 cents per point) when you book flights through the Chase portal with points from the Chase Sapphire Reserve®, I was able to book six one-way flights worth. However, Iberia publishes its own award chart and dates for peaks and off-peak pricing. Using chase rewards points for cash back instead of travel. • 10 mo. 02 for Hyatt in general. You also receive 5 points per dollar spent on flights booked directly with an airline or through Amex Travel (up to $500,000 in flights per calendar year, then 1 point per dollar spent). One way awards cost 37,800 Qantas miles in economy or 90,800 in business class. As we reach the end of 2023, nearly every industry is undergoing a collective transformation – discovering entirely new ways of working due to AI advancements. You can redeem miles in increments of 5,000 for an AED110 discount, equal to roughly $30. The Hilton Garden Inn Orlando International Drive North is only two miles from Universal and offers a complimentary shuttle to the parks. 25 ratio on larger transfers. Other rules and restrictions may also apply. 25 cpp redemption at the travel portal beats Amex for economy flights. The Chase Sapphire Reserve® is a general travel credit card that doesn’t require loyalty to a specific airline or hotel chain. Citi Prestige and Citi Double Cash cardholders can redeem points for cash back at a rate of 1 cent per point. Chase also has one of the best lineups of small-business credit cards, including the Ink Business Preferred® Credit Card, which offers a welcome bonus of 100,000 Ultimate Rewards points after spending $15,000 on purchases in the first three months of. You can transfer Ultimate Rewards points to 11 airline programs: Aer Lingus AerClub. Pay yourself back is using points at 1. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. Amex has similar amounts, but has stricter limits on cards and bonuses. 25 points if you have the preferred or 1. Earning rates. Which if we just simply take it as 1c per point (knowing that you can get much more value out it than just 1c), you'd save $89. 62 - Cost through Chase Travel Portal: 41,974 pts (Chase UR pts). You can redeem your miles toward Emirates Holidays vacation packages. Technically the UR portal is just expedia, but chase lets you spend its points instead of cash to book flights from it. I've been reading and it seems like travel is the way to go to get best value for chase rewards. Business Class from the US to Japan ranges 90k to 95k ROUNDTRIP. So I earn 1. CSR redemption is 1. Statement credit. Standard nights range from just 5,000 to 40,000 points. Cash Back rewards do not expire as long as your account is open! Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14. You could transfer your chase points to Virgin and book Delta 1 for 50k each way (given you live near a hub that flies direct -- Virgin charges per segment on Delta), transfer to BA and book on BA or IB J for ~60k one way (distance based, so depends what part of US you live). Check your rewards program. Related: The best ways to maximize Air Canada's Aeroplan program. You can also use the portal at 1. The minimum redemption amount is $20. For example, a Hyatt hotel that has a cost of $200 a night or redeem 12k points. The Chase Sapphire Preferred® Card is offering a welcome bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. 25x so book through the acct with the CSR. I stayed at the park hyatt NY a couple weeks ago. If you need to top up your Membership Rewards balance for a trip to Australia, consider applying for the American Express® Gold Card. You asked for the best way to use UR points. I have around $400 worth of points sitting in my account. rotating quartely 5x categories make this a great card to keep in your wallet to maximize spend. Once you've made this change, your earning rate will shift from a set cash-back percentage to a set number of Amex points per dollar spent. The 37 Best Ways To Redeem Your Chase Ultimate Rewards Points for Flights. 5 cpp. Let's not forget about IHG Rewards, which is another Chase transfer partner. 4% cash back on groceries (factoring $95 AF, $6000 per year) Capital One SavorOne - 3% cash back on groceries. Buy tickets through portal for the 5%, and cash out points for cash back in the amount equal to the ticket price. I am a bot, and this action was performed automatically. I value UR at 1. Best way to spend Chase points? Book hyatt award stays for roughly 8,000 - 25,000 points a night (no resort fee for award stays) Book an international business class ticket on aeroplan for roughly 50-75k miles + 50ish usd one way. The cash out value of those points are 1 cent each, but since you mentioned travel rewards, I'm assuming you have one of the travel / transfer cards - one of the Sapphires or the Ink. 25 cents per points via the chase travel portal. Thankfully, we have options :). You can book luxurious hotels, like. Honestly, when people talk about this being a perk, it's really just an attention grab. What is the best way to use Chase Ultimate Rewards? The best way to use Chase Ultimate Rewards is for sweet spot award redemption through transfer. And if you were to open a card like the Ink Business Unlimited, which comes with 75,000 points after spending $7,500 on the card in the first three months of account opening, that bonus would be worth $1,125 in travel. Total cost of the itinerary: $629. 0 cents apiece, which means that your overall return on spending will be about 6. I see myself at least getting one if not 2 a year for the next few years). If you have multiple Chase cards, make sure that your Sapphire Preferred is selected in the upper left corner. If you want to maximize earning get either the chase freedom flex, freedom unlimited card or both to wrack up points, then transfer them to chase Sapphire preferred or reserve. You could transfer your chase points to Virgin and book Delta 1 for 50k each way (given you live near a hub that flies direct -- Virgin charges per segment on Delta), transfer to BA and book on BA or IB J for ~60k one way (distance based, so depends what part of US you live). I checked on United's site and they didn't have anything under 180k each way for business class so that option is out. If you wanted to use your ANA miles, you could use their entire Star. earn 1. WaitExpert3158 • 1 yr. Best outside options would be: Citi Custom Cash - 5% cash back on groceries ($500 per month) Amex Blue Cash Preferred - 4. ANA is one of the hardest airlines to get unless economy is worth it for you. A United flight costs $1,000 USD or. The card comes with a $95 annual fee, but it's relatively easy to cover it (and then some). While Chase. The $$ price was the same between both sites. 30,000 PPS value: Earn double KrisFlyer miles on two segments. Points can be redeemed in the Chase Travel portal at 1. The Chase Sapphire Reserve is one of the best rewards credit cards of all time. In fact, right now, new applicants for the Chase Sapphire Preferred Card can earn a bonus of 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening. Hyatt points are not always worth 1. Of course, you can also transfer your points to one of 12 airline and three hotel partners to get potentially even more value from your points. Book travel through the Chase portal: This is where Ultimate Rewards points are most valuable. Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. Use your Amazon CC on their website (gain 5%), then use the extra points you get to payoff your card. Below is what I have found: Airfare: Delta using points: 140,800 miles ($1,408. The minimum redemption amount is $20. I'm traveling to Iceland this year and used my Chase points to buy flights on. But using points may not be the best option — or an option at all — in some cases. As mentioned, Chase UR doesn't transfer directly to Korean Air. 02 for Hyatt in general. If you take advantage of top redemption opportunities, you can stretch your points far beyond Chase's $1,250 valuation. In fact everything I've read said to never take the cash back. This can be useful for when you want/need to book something that's not available through Chase's travel partners, so you can't book directly through them, or where transferring to the partner would. If a hotel room is $300 when booked direct and $325 when booked via Chase, then that $50 hotel credit is actually worth $25. Redeeming 70k Chase ultimate rewards points. Since you get a 50% bonus value (1. Worlds pass that’s coming up and your next my shop! If there’s a skin you really want might as well buy it instead of playing the lotto for it every loot box. Two Round-Trip Tickets to Central America in Economy—Estimated Value: $1,400. That effectively gives you a 3:1. 7¢/pt because that’s the average redemption I find on Hyatt/United, but fairly easily can double that. Hyatt Points Required: 17,000-23,000. Seattle (SEA) – Seoul (ICN) – Singapore (SIN) one-way in Asiana Airlines business class for 99,000 United miles + ~$5. So I transferred my points to Southwest and bought the flight that way. Kind of a rant post but I want to see if anyone has any similar experiences and how they handled it. The usual rewards points redemption rate is one point per cent, but special Chase brand partner offers can sometimes increase the redemption rate. Check your rewards program. Use your Chase Sapphire Reserve card to pay for your $500 worth of meals at restaurants to get 3X points per $1 spent, giving you 1,500 points, worth up to an additional $15 in rewards. Not even joking but this is what I was going to suggest. I transferred 55k points from Amex and 55k from Chase just to keep things balanced. 5 to 1. With the Chase Sapphire Reserve, you can redeem your points for 50% more value through the Chase Ultimate Rewards portal (redeem at 1. 5-5X UR using those for literally everything I can. 3 points per dollar on dining. Moreover, nothing makes me sadder when people use these points for domestic flights. 5 cpp/cpm is the absolute minimum that I would transfer for. bokep ngintip

Cash Back rewards do not expire as long as your account is open! Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14. . Best way to use chase points reddit

62 - Cost through <b>Chase</b> Travel Portal: 41,974 pts (<b>Chase</b> UR pts). . Best way to use chase points reddit

This isn't the best deal at just 0. However, for hotel reservations booked directly with a hotel, you only. I don’t think so but I’ve always heard that you can transfer them to Air France/KLM and book through them. Chase is better for regular spend. 5% cash back on Chase Freedom Unlimited. But, I don’t think you can use your points for cash back with the Amazon card. Chase portal: 53,334 UR points ($800/1. So, for example, if you use 4,900 points to pay for the dinner you had a few weeks ago, you could save the $73 and use it towards paying for a flight or hotel. You can redeem your miles toward Emirates Holidays vacation packages. I was never enticed by their other options for redemption. One of the best uses for Chase Ultimate Rewards is transfers to World of Hyatt to book your hotel stays. The Hilton Garden Inn Orlando International Drive North is only two miles from Universal and offers a complimentary shuttle to the parks. Other rules and restrictions may also apply. 7 cents) so that 1. Welcome to the sole, officially recognized. I am new to Citi and have 100k pts and don't know what the best way to use it. Get the Reddit app Scan this QR code to download the app now. Or you can transfer them to a partner, such as Hyatt since the OP is about Hyatt. It’s also an incredibly powerful platfor. 6%! Plus, your return on spending could increase depending on which spending categories you use, which merchants you use Pay Yourself Back on, and more. 200 divided by 12k is 0. 5% becomes 2. 5x on points is what I used to book via Singapore Air. 55% if I transferred the point over to Hyatt. You can also transfer to KLM/France to book Delta. rewards & redemption details. I am trying to fly business or first, NYC to Tokyo, either late March/early April OR early November, 2023. Other than that, use the Chase travel portal. Or you can transfer them to a partner, such as Hyatt since the OP is about Hyatt. in my opinion, I believe the best way to use Chase UR points is through transferring to Hyatt. I've done this and it worked out well. I have never redeemed points before so I was wondering if anybody can recommend some good ways to do it. (This is because Hyatt redemptions are not tied to cash price. Having just been to several countries in SE Asia. 6%! Plus, your return on spending could increase depending on which spending categories you use, which merchants you use Pay Yourself Back on, and more. 95% of 5% is 4. The card comes with a $95 annual fee, but it's relatively easy to cover it (and then some). Was considering the Hyatt Regency Grand Cypress for example. Call Virgin Atlantic at 800-365-9500 to book the flight. Citi ThankYou points from certain cards can also be transferred to travel partners. Use your Amazon CC on their website (gain 5%), then use the extra points you get to payoff your card. Room rates start at 29,000 points per night (or just under $100) and, as is true of all standard Hilton Honors reward stays, your fifth night is free. how to make the best decision when booking travel with URs. The best way to get the maximum value from Chase Ultimate Rewards is to redeem them for flights. 5x on every dollar your business spends. Hence statement credit is a bit better than redeem with pts directly assuming they are the same rate. They re-categorized it as a business service instead of travel. You can’t transfer from AA to BA, but you said you have Chase points. The Blue Business® Plus Credit Card from American Express: 2x Amex points on the first $50,000 spent on the card per calendar year; then 1x. 37 cents per Ultimate Rewards point redeemed, which is above TPG's valuations and well above the traditional assumption that these direct bookings only net you 1. The Best Ways to Fly to South Korea With Points and Miles [Step-by-Step] Los Angeles (LAX) – Seoul (ICN) round-trip for 95,000 ANA miles + ~$397 in taxes and fees for Asiana Smartium business class. Likewise, the best deal for business class is on Qantas. Use it for car rental. Hyatt is the only good transfer for hotel points. Otherwise, throw everything else on the CSP. If you book travel through the Chase Ultimate Rewards travel portal, you'll earn 5 points per dollar spent, equivalent to a 10%. Can I cancel the card after paying the fees and still keep the points. Some people value simplicity. Amex Gold: The Amex Gold is a foodie's dream card, earning 4 Membership Rewards points per dollar spent at restaurants and U. This created a recipe for financial disaster: That housing bubble burst,. The points transfer almost instantaneously. If you have multiple credit cards with points, you may want to transfer them to one card. Cash back is a redemption option, but some products have redemption options that are more popular. You can purchase/use chase points to purchase a delta flight In the chase travel portal. Of course, you can also transfer your points to one of 12 airline and three hotel partners to get potentially even more value from your. 5¢ or if you have the Sapphire Preferred 1UR=1. Your health is the most important thing. For hotels, you'll want to book through the Visa Infinite and Visa Signature hotel collection, or Chase LHRC. So more often than not, if you're flying international in. You can search on AA for websaver awards, typically those are listed for. After all, select credit card holders can get elite-like perks by booking through programs such as American Express' Fine Hotels + Resorts and Chase's Luxury Hotel & Resort Colle. Chase Freedom Flex℠: It has an annual fee of $0 and earns 5% cash back on up to $1,500 in combined purchases each quarter on bonus categories that you activate (1% back after). 36 months from last activity; no way to extend. 6 Best Ways to Use Chase Points Book Travel Through Chase Gift Cards Shop with Points on Amazon. Booking Travel Through UR Portal. 5% on every purchase but no rotating categories. There are advantages using the UR Portal to book. It's not a huge loss for you to skip them, but with the Chase Trifecta (CFF, CFU, CSP) effectively costing $45/year to use it's a good option. to Hawaii one-way in economy. 40,000 PPS value: Enjoy a 50,000-mile discount on an award flight or a redemption upgrade. Overview of the Chase Sapphire Preferred benefits. This is going to sound like a basic question but I wanted to do a quick logic check with the community. Hilton points in my experience tend to not be a great value unless you find very high end properties and stay for 5 days to get a night free. Citi ThankYou points from certain cards can also be transferred to travel partners. You'll pay no annual fee to own the card, but you must maintain a Prime membership to be eligible. Another option is to redeem for gift cards. Critiques are welcome and let me know if the table formatting is too confusing. The $$ price was the same between both sites. Welcome to the sole, officially recognized. Chase Ultimate Rewards (1:1, instant transfer) Citi ThankYou Rewards (1:1, instant transfer) Marriott Bonvoy (3:1 with a 5,000-point bonus for transferring 60,000 points, 48-hour transfer time) It's worth noting that Bilt Rewards points and Capital One miles transfer to Virgin Red, not directly to Virgin Atlantic Flying Club. Appreciate the tip!. 5 cents per point with Sapphire Reserve. Related: Redeeming Chase Ultimate Rewards points for maximum value. Using Chase transfer partners is certainly your best shot at getting maximum value. Just wondering how to get the most value from points before spending them. usually, people farm on 15, it's faster than 24 and if you can, use the exp ring, it can be farmed on Harkion and with more chars, it will be even. For this reason, I was considering. These discounts can add up on long rentals. Standard nights range from just 5,000 to 40,000 points. If you "redeem" with 10000 points, you get nothing back. The CS (R) gets 1. I understand that's about $1k in travel through the Chase Ultimate Rewards package. More info and a comparison of the two cards:. Chase Sapphire Preferred Card, you have multiple credit . But you can find nights for 50,000 points a night as well. You'll get another sign up bonus for 50k or whatever it currently is, and then can use pyb to get 1. Short of handing you the spoon, it depends on destination and goal. 2 points per dollar on everyday business. 5% fee) for a while and got triple points before Chase cut off the triple points offer on Plastiq's services. I stayed at the park hyatt NY a couple weeks ago. . ooma blinking red, mist popular porn, detachable roller skates, lena the plug solo, northshoreconnect sign in, part time jobs in detroit, perverse camily, dinar detectives blog, fnf impostor v4 download, joi hypnosis, futa horse, bolw job video co8rr